Should I Buy Travel Insurance?

Many people wonder if they should buy travel insurance or if it is a rip off? In fact, I recently read an article about the top 10 travel purchases you don’t need and one was travel insurance. My mouth literally dropped open! I am shocked that any reporter who really dug into the facts could tell you that you don’t need travel insurance. Sure there are times that travel insurance may not be the wisest choice, but if you are buying a package, cruise, or tour and are spending a good amount of money – buy travel insurance!